Pass Perfect Review
Animated videos and AI-powered learning for independent Series 65 test-takers
Last updated: February 2, 2026 • Verified: 2026-02-02
Overall Rating
3.4/5.0
731 reviews
Price Range
$199 to $359
Three tiers available
Practice Questions
1,400+
Plus 30 full exams
Pass Guarantee
Yes*
Pass Promise tier only
Quick Summary
Pass Perfect is the budget option in the Series 65 prep space, starting at just $199. It's tied with Achievable for the cheapest entry point. What makes it interesting is their signature animated videos, which are genuinely engaging and different from what Kaplan or STC offer. If you're self-directed and tech-savvy, you might get real value here. But here's what I found. Pass Perfect has a highly polarized reputation. 70% of users give it 5 stars. 10% give it 1 star. That's a massive split. There's almost no middle ground.
The core issue? Multiple users report that Pass Perfect's practice questions are easier than the actual Series 65 exam. You might sail through their practice tests feeling confident, then hit the real exam and realize the questions are harder and differently weighted. That's a serious concern if you're counting on their materials as your primary study tool. At $199, you might be tempted to do exactly that.
Real talk: Pass Perfect can work, but only if you're willing to supplement with another provider's practice questions to calibrate actual exam difficulty. If you want an all-in-one solution with guaranteed question accuracy, you're probably better off with STC ($219 to $384) or Kaplan ($349 to $799).
Pricing & Packages
Pass Plus
$199
What's Included
- Comprehensive study guide (online)
- Interactive dashboard
- Chapter intro videos
- Dynamic study calendar
- Check Your Understanding quizzes
- Chapter, Mastery & Final exams
- AI Learning Tools
- Test Bank
- Instructor support
- Digital flashcards
Pass Plus Pro
$289
What's Included
- Everything in Pass Plus, plus:
- On-demand video lectures
- Supplemental study materials
- Enhanced content resources
Pass Promise
✓ Recommended Balance
$359
What's Included
- Everything in Pass Plus Pro, plus:
- Live virtual review class (instructor-led)
- Pass Promise guarantee (pass or refund/free access)
💡 Best Value? Pass Plus Pro ($289) balances affordability with video lectures. If you want maximum peace of mind, Pass Promise ($359) includes the guarantee and live review class. $60 more for instructor-led reassurance.
Feature Deep Dive
Study Materials
Pass Perfect provides a comprehensive study guide available in online and eBook formats. The content covers all Series 65 exam topics with clear explanations. However, some users report the material can feel "bone dry" and poorly organized. The study guide is included in all three packages, so at least everyone gets the same foundational content.
Animated Videos & Lectures
Pass Perfect's signature feature is animated videos that explain key concepts in a memorable way. These are included in Pass Plus Pro ($289) and Pass Promise ($359). The animations help with retention, especially for visual learners. However, they're supplemental. not comprehensive lectures like STC or Kaplan offer. Think of them as helpful illustrations rather than full instruction.
Practice Questions & Exams
Pass Perfect includes 1,400+ practice questions, 30 full-length practice tests, and 6 final exams at 130 questions each. That's decent volume. But here's the critical issue multiple reviewers mentioned: their practice questions are demonstrably easier than the actual Series 65 exam. You take their practice test, get 75%+, feel confident. Then the real exam hits different. The questions are harder and the weighting is different.
This is the biggest red flag. You could finish Pass Perfect's entire curriculum feeling ready, only to discover on test day that you weren't as prepared as you thought. That's not acceptable when there's $175 exam fee at stake and your career depends on passing.
Workaround: If you use Pass Perfect, absolutely supplement with Kaplan or STC's practice questions to get a realistic sense of actual exam difficulty. Don't rely solely on Pass Perfect's practice tests to gauge your readiness.
Platform & User Interface
Pass Perfect's learning management system (LMS) features an interactive dashboard, progress tracking, a dynamic study calendar, and AI Learning Tools that adapt to weak areas. The interface is modern and intuitive. You can track exactly which topics you've mastered and which need more work. The platform is web-based (no native mobile app), but the website is mobile-friendly.
Support & Instructor Access
All packages include instructor support. The Pass Promise tier ($359) includes live virtual review classes led by instructors, which is a major perk. Response times and support channels aren't explicitly stated on their website, but support access is included. This is better than some providers who charge extra for tutoring.
Pass Promise Guarantee
What You Get
The Pass Promise guarantee (available in the $359 tier) states: if you complete the program and don't pass your Series 65 exam on the first attempt, you get either a full refund OR free continued access to all materials until you do pass.
This is a generous guarantee. You're not locked into one attempt. you can keep studying with free access until you pass. No time limit mentioned, which is unusual (most providers limit retake access to 12 months).
Requirements
To qualify, you typically must:
- ✓ Complete the study program
- ✓ Pass 3 practice finals at 75%+ score
- ✓ Take the actual exam (usually within a timeframe)
- ✓ Not pass on first attempt
The exact requirements aren't detailed on their website, which is slightly frustrating. Email their support for clarification before enrolling if the guarantee is a deciding factor.
⚠️ Note: The Pass Promise guarantee only applies to the $359 tier. Pass Plus ($199) and Pass Plus Pro ($289) do NOT include a guarantee. This is a tier-limited feature, so know what you're paying for.
Pros & Cons
Strengths
Entry price at $199 is the cheapest in the market (tied with Achievable)
Animated videos are genuinely engaging and different from competitors
AI Learning Tools actually work. adapts to your weak areas
Flashcards included in all packages (not tiered like STC)
Pass Promise guarantee (Premier) is generous: refund OR free access
Interactive dashboard keeps you motivated and on track
Weaknesses
Practice questions significantly easier than actual exam. major issue
No mobile app; web-only platform limits flexibility
Content described as 'bone dry' and poorly organized by some users
Only highest tier ($359) includes pass guarantee
Polarized reviews = 70% love it, 10% hate it. no middle ground
Risk of over-confidence from easier practice questions
Who Should (and Shouldn't) Choose Pass Perfect
✓ Good Fit For
- • Budget-conscious career changers: $199 is the cheapest entry. If you're paying out of pocket like I am, that matters.
- • Self-motivated learners: You don't need someone pushing you through a structured curriculum.
- • Visual/animated learners: Their animated videos genuinely help some people retain complex concepts.
- • Willing to supplement: You're planning to use Pass Perfect + another provider's practice questions anyway.
- • Tech-comfortable: You actually use and appreciate AI learning tools and interactive dashboards.
⚠️ Probably Not a Good Fit
- • Need heavy guidance: You want structured curriculum and someone telling you what to study when.
- • Question accuracy matters: You need practice tests that closely mirror actual exam difficulty.
- • Risk-averse: You can't afford to fail and need maximum confidence going in.
- • Prefer mobile: You need to study on your phone with an app. Pass Perfect is web-only.
- • Employer-sponsored: Your firm is probably negotiating Kaplan or STC, not Pass Perfect.
My honest take: I'd consider Pass Perfect if I had the luxury of time and could combine it with Kaplan's practice questions from another source. The animated videos are genuinely different and engaging. that's a real differentiator. But if I were in genuine risk of failing (high stakes, limited study time, anxious about tests), I'd drop the extra $50–$100 and go with STC Premier. The peace of mind is worth it.
Pass Perfect works best as a budget play for confident, self-directed learners. It's not the safety play for someone like me who left a stable teaching job for this opportunity.
What Students Say
"I loved the animated videos. They made dense material engaging and easier to remember. The AI learning tools adapted to my weak areas, which was helpful. I'm tech-first and didn't need live classes. The $199 price point was hard to beat. Passed on first try, though I'll admit the practice questions were easier than the actual exam."
David L.
Tech-Savvy Learner | Passed with Pass Plus
"I chose Pass Plus Pro for the on-demand video lectures. They were comprehensive and well-organized by topic. The dynamic study calendar kept me on track. However, I found some of the practice questions didn't quite match the actual exam format, which concerned me when I was studying. Fortunately, I still passed, but barely."
Jennifer W.
Self-Directed | Pass Plus Pro Student
"I was nervous about failing and needed the safety net. Pass Promise at $359 gave me peace of mind with the guarantee. The live review class before my exam was excellent. clarified some tough concepts. The guarantee also meant I studied hard (didn't want to use the free retake). Passed on first attempt."
Michael P.
Career Changer | Pass Promise User
"I used Pass Perfect and felt very prepared after their practice tests, then failed the actual exam. Their practice questions definitely skew easier than the real thing. The refund process was painless (they honored the Pass Promise), but it was a setback. Second time through, I combined their materials with another provider and passed."
Rachel K.
Frustrated Candidate
Pass Perfect Platform & Interface
The Pass Perfect learning platform features an interactive dashboard with progress tracking, a dynamic study calendar, AI-powered content recommendations, and achievement tracking. The interface is modern and responsive, designed to keep you motivated and on track.
Pass Perfect's dashboard shows progress tracking, study calendar recommendations, and AI-powered learning tools designed for self-directed study.
How Pass Perfect Compares
| Provider | Price Range | Rating | Questions | Best For |
|---|---|---|---|---|
| Pass Perfect | $199 to $359 | 3.4/5 | 1,400+ | Budget-conscious, self-directed learners |
| Kaplan | $349 to $799 | 4.2/5 | 4,230 | Comprehensive, firm-sponsored |
| STC | $219 to $384 | 3.8/5 | 2,800+ | Structured learners with live class option |
| Achievable | $199 | 4.5/5 | 1,300+ | Adaptive learning, deep interactivity |
🔍 Quick Read:
- • Cheapest option? Pass Perfect ($199) and Achievable ($199). tie
- • Most comprehensive? Kaplan (4,230 questions) and STC (2,800+ questions)
- • Best for adaptive learning? Achievable (highly interactive)
- • Best for in-person options? STC (live classes in major cities)
- • Best value guarantee? Pass Perfect Pass Promise ($359 with refund/free access)
Frequently Asked Questions
What's the difference between Pass Perfect's three packages?
Pass Plus ($199) is their self-study option with study guides, quizzes, and exams. good for independent learners. Pass Plus Pro ($289) adds on-demand video lectures for more structure. Pass Promise ($359) is their premium tier with live instructor-led review classes and a guarantee (pass or refund/free access). If you're motivated and self-directed, Pass Plus is fine. If you want guidance, Pro or Promise is better.
How many practice questions does Pass Perfect have?
Pass Perfect has approximately 1,400+ unique practice questions across their question bank, plus 30 full-length practice tests and 6 final exams (130 questions each). That's solid coverage, though fewer questions than Kaplan (4,230) or STC (2,800+). The bigger issue some users report: the practice questions may not perfectly mirror the actual Series 65 exam difficulty and style.
Does Pass Perfect have a pass guarantee?
Only in the Pass Promise package ($359). The guarantee states: pass your exam on the first attempt, or get a full refund OR free continued access to all materials until you do pass. You must meet study requirements (typically passing 3 practice finals at 75%+). This is a solid guarantee, but it only applies to the highest tier.
What are the animated videos like?
Pass Perfect's animated videos are a unique feature in the securities licensing prep space. Students praise them for making complex material engaging and memorable. However, some learners find them oversimplified or corny. They're not comprehensive lectures. more like animated explanations of key concepts. Best viewed as supplemental rather than the core curriculum.
Can I access Pass Perfect on my phone?
Pass Perfect is web-based (no iOS or Android app). The website is mobile-friendly, so you can access materials on your phone browser. However, there's no native app for offline study like competitors offer. You can download some materials for offline review, but this isn't as seamless as a dedicated mobile app.
How accurate are Pass Perfect's practice questions?
This is where Pass Perfect has the most user complaints. While many students say the practice questions help them learn, several report that Pass Perfect's questions are easier and differently worded than actual Series 65 exam questions. The real exam tests deeper conceptual understanding, while Pass Perfect sometimes tests memorization. Don't rely solely on Pass Perfect's practice exams. supplement with other providers' question banks if possible.
Are flashcards included?
Yes. digital flashcards are included in all three packages (Pass Plus, Plus Pro, and Promise). The flashcard count isn't specified, but they cover key Series 65 concepts. They're good for quick review, though not as comprehensive as STC's 1,500+ organized flashcards.
What do users say about Pass Perfect overall?
Reviews are highly polarized (3.4/5 stars, 731 reviews on Trustpilot). 70% give 5 stars, 10% give 1 star. little middle ground. Fans love the animated videos, AI tools, and low cost. Detractors criticize question quality and exam misalignment. The honest take: if you're motivated and self-directed, Pass Perfect offers good value. If you prefer guided learning or worry about question accuracy, consider Kaplan or STC.
Final Verdict
Category Ratings
My Honest Verdict
Pass Perfect is the budget play, not the safe play. At $199, it's genuinely affordable. and if you're self-directed, tech-savvy, and willing to supplement with another provider's practice questions, you can make it work. The animated videos are a real differentiator; they actually help people learn. The AI tools are solid.
But. and this is a big but. the practice question issue is real. Multiple users report feeling confident after Pass Perfect's tests only to struggle on the actual exam. For a career changer like me who left a stable job for this opportunity, that risk is too high unless I'm willing to do extra work sourcing practice questions elsewhere.
Bottom line: If you have time, discipline, and a backup practice question source, Pass Perfect saves you money. If you want all-in-one confidence with minimal risk, spend the extra $50–$100 on STC Premier. If you need a guarantee, go Pass Promise ($359) or Kaplan.
Overall Score: 3.4/5.0
Ready to Make Your Decision?
Pass Perfect is a solid budget option if you're disciplined and willing to supplement. But don't take my word for it. Compare all your options side-by-side and pick what's right for YOUR situation, not mine.